HomeAbout UsProductsOnline BankingBill Pay DemoNoticesInvestorsLocationsEmploymentContact


Personal Checking

Student Checking

Personal Savings

Additional Consumer
Savings Solutions

Business Checking

Business Savings

Personal Loans

Mortgage Loans

Commercial Loans

Switch Kit



Beyond savings accounts, we provide a wide variety of options for managing money and building your short- and long-term wealth. Take a look at our offering below or stop by a local branch for more information.

Certificates of Deposit (CD)
• $500 minimum to open
• 3 to 72 month terms
• Rate change CDs also available
• CDARS with FDIC insurance up to $50 million
• UTMAs also available

Health Savings Accounts (HSA)
• Must have high deductible health insurance plan to qualify
• $50 minimum to open
• $5 monthly service charge if average balance is below $1,000 – fee is waived for the first 12 months to allow balance to build
• Interest rates tiered based on balance
• HSA debit card included

Individual Retirement Accounts (IRA)
• Long term savings plan with special tax advantages
• Fixed and variable rate plans available
• $500 minimum to open fixed rate account
• $25 minimum to open variable rate account
• Roth, Educational and Traditional options available

Money Market Savings Accounts
• Interest rates tiered based on balance
• $5 monthly service charge if average balance is below $2,500
• Unlimited number of monthly withdrawals made in-person at one of our branches
• Limit of 6 withdrawals per month made by phone and/or ATM


Contact Us About Consumer Savings

We value your input! We will respond to any request or inquiry within 48 hours.

Privacy Notice
Copyright © 2014 Farmers State Bank. All Rights Reserved. An Equal Housing Lender. Member FDIC.