logo
Serving the West Salem, Ashland, Marshallville and Rittman Communities of North Central Ohio MENU

Business Solutions

Owning a business is more than a job. It requires putting your heart and soul into something to build success and financial wealth. At Farmers State Bank, we’re committed to helping you succeed with business banking solutions to suit your specific business requirements.

All business checking accounts include FREE online banking, debit cards, notary services, telephone banking, telephone transfers, drive-thru services, night depository and coin counting. Other fee-based options include merchant services, wire transfers, and overdraft protection.

Small Business Checking
To provide you the best in banking, we’ll work with you to customize an account that meets your needs. Bring us 2 months of business account statements, and we’ll analyze them to develop the right solution for you. In general, our small business checking accounts provide:

  • FREE 200 items ($.25 for each item over 200)
  • FREE 3-on-a-page checks for life with initial binder
  • FREE overdraft courtesy review


Business Checking with Interest
All businesses and organizations can take advantage of the benefits offered in this account.

  • $100 minimum to open
  • $3 monthly service charge
  • $.13 charge per check written
  • $.09 charge for each item deposited that is not drawn on FSB
  • Variable interest rates based on account balance


Same-day availability on most funds
Same day posting – no 2 p.m. or 3 p.m. cutoffs!


Also available: Cash Management (ACH origination)
Remote Deposit Capture
Click here to learn more

We offer competitive pricing for larger business accounts. Bring us your current statement or charges and we will be happy to give a free analysis and quote.