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Farmers State Bank, headquartered in West Salem Ohio, wants to reach out to Federal employees being
affected by the current government shutdown. Whether you are furloughed or working without pay,
we are offering a 0% interest rate line of credit, with no loan fees, for as long as the current government
shutdown continues.

To qualify, you need to have been employed by a federal department or agency affected by the
shutdown, bring in your letter from the government and your last pay stub. We will advance your net
pay on your normal pay date. No payments are due on this line of credit until after the government

As a small community bank, we are extending this offer to employees in Wayne, Ashland, and Medina
counties and to any of our current customers. Since we do not have the reach to help all affected
employees, we are challenging other financial institutions to create similar programs.
We are against harming hard working individuals by actions of the government that they cannot control.
We want to thank these employees for their hard work on our behalf. We hope this situation will be
resolved shortly.

Marlene Barkheimer
President and CEO
Farmers State Bank