Manage Your Finances Hassle-Free with Farmers State Bank’s Personal Checking Accounts
We understand that your checking account is an essential part of your everyday financial life. That’s why we offer a variety of personal checking account options designed to cater to your specific banking needs. Whether you write just a few checks each month or have high transaction volumes, we have a checking account for you.
Low Volume Checking Your Way
If you write only a few checks each month, our Low Volume Checking Your Way account is the ideal choice. It offers the following features:
- No minimum balance requirement
- Write up to 10 checks per month with no monthly fee
- $0.50 per check fee for checks over the 10-check limit
Mid Volume Checking Your Way
For those who write an average number of checks each month, our Mid Volume Checking Your Way account is a great option. It includes:
- No minimum balance requirement
- Fixed monthly fee of $2
- Write up to 20 checks per month
- $0.50 per check fee for checks over the 20-check limit
High Volume Checking Your Way
If you have high transaction volumes and do not want to maintain a minimum balance, our High Volume Checking Your Way account is the perfect fit. It provides:
- No minimum balance requirement
- Fixed monthly fee of $3
- No per check fees
- Unlimited check writing
Minimum Balance Checking
Our Minimum Balance Checking account is designed for customers who prefer to maintain a minimum balance to avoid fees. It offers:
- Minimum balance requirement of $500
- No monthly fee and unlimited check writing as long as the minimum balance is maintained
- $5 per month and $0.20 per check fee if the balance falls below the minimum
Senior Checking
At Farmers State Bank, we value our senior customers. Our Senior Checking account is specially designed to meet the basic checking needs of senior citizens. It features:
- No minimum balance requirement
- No fixed monthly fee
- No per check fees
- Automatic $2 monthly credit towards any optional features
Checking Your Way with Interest
Maximize your checking account’s potential with our Checking Your Way with Interest account. It allows you to earn interest on your checking account balance. Enjoy the following benefits:
- Monthly average minimum balance of $1,000
- $5 per month and $0.20 per check fee if the average balance falls below the minimum
Senior Your Way with Interest
Designed exclusively for senior citizens, our Senior Your Way with Interest account offers all the features of our standard Checking Your Way with Interest account. Additionally, it provides an automatic $2 monthly credit towards any optional features. Keep a balance of over $1,000 to avoid a $5 monthly service fee.
Please note that optional features are available with any checking account. In-house check printing is also available for all account holders.
Discover the checking account that suits your unique banking needs
Enjoy convenience, flexibility, and a range of features designed to simplify your financial management at Farmers State Bank. Visit your local branch or contact us today to find the best checking account that meets all your requirements.