ADDITIONAL PERSONAL
SAVINGS SOLUTIONS
Beyond savings accounts, we provide a wide variety of options for managing money and building your short- and long-term wealth. Take a look at our offering below or stop by a local branch for more information.
Certificates of Deposit (CD)
• $500 minimum to open
• 3 to 72 month terms
• Rate change CDs also available
• CDARS with FDIC insurance up to $50 million
• UTMAs also available
Health Savings Accounts (HSA)
• Must have high deductible health insurance plan to qualify
• $50 minimum to open
• $5 monthly service charge if average balance is below $1,000 – fee is waived for the first 12 months to allow balance to build
• Interest rates tiered based on balance
• HSA debit card included
Individual Retirement Accounts (IRA)
• Long term savings plan with special tax advantages
• Fixed and variable rate plans available
• $500 minimum to open fixed rate account
• $25 minimum to open variable rate account
• Roth, Educational and Traditional options available
Money Market Savings Accounts
• Interest rates tiered based on balance
• $5 monthly service charge if average balance is below $2,500
• Unlimited number of monthly withdrawals made in-person at one of our branches
• Limit of 6 withdrawals per month made by phone and/or ATM
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